Insurance to Poland
A mandatory condition for employment in Poland is health insurance. The policy will be required when applying to the Visa Application Centre, there is a possibility that it will need to be presented to border guards when crossing the border. Take care of the document in advance so that you have time to assess what additional points you need to include in the policy. Work insurance in Poland is a guarantee of your peace of mind.
Why do you need medical insurance for a visa to Poland?
Medical insurance for a visa to Poland is not only a necessity, without which it is impossible to obtain a visa, the main thing is that it is real help in a foreign country in case of danger to health and life. Troubles can overtake anytime and anywhere, but insurance will give the opportunity to quickly and with minimal damage eliminate the negative consequences of diseases.
Work in Poland – types of insurance for EU countries
Medical insurance for work in Poland differs in the content of options – from a basic set of services to an extended one. To obtain a Schengen visa, the conditions for obtaining insurance are the same for all EU countries:
Coverage – minimum 30 thousand EUR.
- Duration – coverage of the entire planned period of stay in the Republic of Poland.
- Zonal coverage – countries of the Schengen Agreement.
The following expenses must be covered by the insurance policy for work in Poland:
- transportation of a patient to a hospital;
- treatment of injuries sustained during a stay in the Republic of Poland;
- emergency transportation of a client of an insurance company to Ukraine for serious medical reasons;
- repatriation of a deceased person.
Medical insurance for work visas to Poland with multiple visits to the country during the year is best chosen for an annual period with a clearly defined number of insurance days. In addition to the lack of need to issue a document several times, there is another additional bonus – experience shows that an annual medical policy can have a beneficial effect on the decision of the consular department to issue a visa. The option with insurance for a year will allow you to move freely around Europe. This option is especially good for those who like to travel. In six months, you will visit several countries, getting a seasonal job – you will see the world, recoup the cost of the tour and earn money to live in Ukraine. For a long stay abroad, it is better to expand the basic version of the insurance policy by adding clauses related to chronic diseases, possible risks at work with difficult working conditions.
Cost of medical insurance for travel to Poland
For long trips over 30 days, it is recommended to increase the insurance amount to at least 50 thousand euros, as the likelihood of the need for multiple visits to medical institutions in Europe potentially increases. When applying for an annual medical policy, the recommended coverage amount is 100,000 EUR.
When applying for a policy, find out about the availability of medical institutions near your place of residence or work, where it is possible to receive services under a medical policy concluded with the insurance company. Otherwise, you will have to pay for treatment out of your own pocket, and then receive compensation based on the receipts provided.
A number of insurance companies in Ukraine have introduced a service – insurance for obtaining a work visa in EU countries. The cost of the policy is only 280-300 hryvnia for six months, but you will not receive any payments after the occurrence of an insured event. A formal document is drawn up for submitting documents to the Visa Application Center.