Insurance to Lithuania
For many Ukrainians, working abroad is the only way to get decent pay for their work, save money to buy real estate or a car. Many of our compatriots go to Lithuania to work for 2-3 months to return home in their own foreign car. The Baltic countries are friendly to Ukrainian citizens, and salaries in the EU are much higher than in Ukraine. This is a good option to improve your financial situation in a few months. However, you need to prepare for the trip in advance, even taking into account the visa-free regime. One of the points of preparation is to get insurance for a trip to Lithuania, as well as to other EU countries.
Medical insurance for a visa to Lithuania: what Ukrainians need to know
Lithuania, as a country where there is an opportunity to earn good money, attracts Ukrainians for two reasons, one of which is its relatively close proximity. The second, and most important, is that you are less likely to encounter a language barrier here. The older generation of Lithuanians, who are the majority among potential employers, studied Russian at school and universities during the Soviet era. But the goodwill and loyalty of the Balts does not exempt Ukrainians from a number of obligations necessary for official employment.
Is it necessary to get insurance for a trip to Lithuania?
Insurance for entry into Lithuania is required, as for other Schengen countries. Even if you are crossing the border as a tourist or visiting, you may be required to provide the policy when going through passport control. If you are aiming to get a job, you will need a work visa in the Baltic countries. Medical insurance is a mandatory condition for legal employment in Lithuania. Depending on its types, you can choose different types of insurance.
Cost of health insurance in Lithuania
The minimum insurance coverage is 30 thousand euros. If the trip lasts no more than a month, this amount is usually enough. If you are going for a longer period, it makes sense to add additional points to the policy. This will affect the minimum coverage, but to a lesser extent, the one-time payment. Insurance for 60,000 costs only one and a half times more than the minimum. The price of the policy depends on the selected program and the company with which the contract is concluded.
Compared to real tariffs for medical services, the cost of insurance in Lithuania is symbolic. Cash payment for a specialist appointment is 20 euros, inpatient treatment is up to 60 € per day, and a day in intensive care is about 500 euros. Prices for medications are significantly higher than in Ukraine. When buying insurance for a trip to Lithuania, make sure that the program includes most of the risks that may occur.
Insurance programs for travel to work in Lithuania
The cost of insurance for a work visa to Lithuania directly depends on the points indicated in it. The programs are divided into several categories, which can be divided into 3 main ones:
- A – basic insurance with all cases when medical assistance is required.
- B – economy option – basic set of services plus repatriation (relocation of the insured person to their home country for medical reasons or their remains in the event of death).
- C – full insurance, which covers not only standard medical expenses, but also financial losses associated with the purchase of medicines, dental services in the event of acute pain (up to 200 euros), compensation for the cost of medicines.
A more complete list of insurance cases in medical policies for Lithuania is included in the contracts of the Business or Elite class.
Decide for yourself which insurance to buy, but the full package will allow you to feel more comfortable in the Baltics. Medical insurance for Lithuania is valid in other Schengen countries, so you can safely issue a policy for a year.
How to use insurance in Lithuania
An insurance policy will be of significant help if you are forced to seek medical care. In a difficult situation, contact an insurance agent whose phone number is specified in the contract. Assistance will guide you where to seek help, what to do, and what you can expect.
Combine work abroad with travel, work on a rotational basis in different countries – take out annual insurance for a certain number of days that you can use during the calendar year. The advantage of such insurance is that if your plans fall through or your dates of stay in the country change, you will not lose anything. Standard insurance to Lithuania with specifically specified start and end dates of the policy applies only to this time.