Insurance
Searching for vacancies abroad is only the initial stage of going abroad. When a vacancy is found, additional documents will be required, without which it will not be possible to go abroad, obtain a work permit or residence permit. The first thing that a job seeker has to deal with is medical insurance for going abroad. What is it, what types of insurance exist, what affects the price of the insurance package and where to buy them – questions of interest to those planning to go abroad.
International travel insurance
Insurance is one of the main conditions for obtaining all types of permits for traveling abroad. To avoid unforeseen circumstances during your trip, you need to take care of the required type of insurance in advance. The most frequently asked question: is it possible to do without it in EU countries? Without this document, you will not be able to apply for a visa and a residence permit, even when taking a seasonal job, this is what a potential employer will start the conversation with. An insurance policy issued with violations or its absence can lead to a fine and deportation.
What health insurance is required for a work visa?
Different countries and each specific case may stipulate certain requirements for medical insurance necessary for unimpeded travel abroad. These requirements vary depending on the visas being issued, but there are also common aspects for all types of insurance documents. It is necessary to clarify the mandatory points at a specific Visa Center.
Minimum requirements are imposed on insurance for obtaining a Schengen visa:
- its validity period should not be less than the potential period of stay in the country;
- minimum insurance amount – 30,000 euros;
- coverage area – all countries included in Schengen.
- You can get insurance for all types of visas both in European and domestic insurance companies.
What points should be included in the insurance policy?
Mandatory requirements specified in international insurance for EU countries include financial compensation in the event of:
- provision of emergency care;
- for injuries sustained on the territory of the host country;
- for inpatient care for any type of illness;
- transportation to a hospital;
- if there is a need for urgent return to Ukraine in cases of serious illness;
- repatriation of a Ukrainian who died in Europe.
If you plan to spend no more than six months in Europe, these requirements for the policy will be quite sufficient. For a longer stay abroad, more extensive insurance packages may be required.
Additional insurance points
To obtain work visas, it is recommended to include a number of additional options in your medical insurance:
- increase the insurance amount to 50-100 thousand euros;
- extend the minimum insurance period by 15 days.
The requirements include:
- civil liability to persons who may be harmed due to your fault;
- sports activities (injuries in the gym are not insured events with the minimum package);
- work with increased risk, including in enterprises with harmful working conditions.
In the insurance for registration of a residence permit, the coverage area includes all countries of the European Union, including those outside Schengen.
The price of the insurance policy depends on the volume of medical services specified in the document, on the country in which it was issued, and on the insurance company, on the age and health of the insured person, the amount of insurance and its validity period.
Where to buy insurance for traveling abroad
When applying for insurance, you need to consult with specialists who have an idea of the country you are going to and the working conditions in which you will have to work. Only in this case will you be able to understand the advantages of various packages and which option is the best in your particular case.
The E-work recruiting agency will take care of the insurance and issue international insurance for travel abroad, taking into account all the subtleties that you may encounter. Many years of experience of specialists in the field of recruitment, deep knowledge in the field of labor organization at foreign enterprises allow us to take care of our clients and provide for all insurance cases.
Insurance is one of the areas in which savings should be extremely reasonable. It is impossible to predict illnesses and accidents, but it is possible to protect yourself as much as possible in force majeure situations in advance. We will select the best insurance option for you at the best price.